When you suffer a loss, you must remember the following:
DO what you can to mitigate any loss- it is your property and ultimately your responsibility.
DO notify your insurer as soon as you can.
DO seek advice from professionals.
DO make sure your property is kept in a good state of repair.
DON’T wait for the damage to increase without doing nothing.
DON’T use any electrics if any sockets or circuits have been damaged.
DON’T conceal or misstate any facts.
DON’T assume your policy limits are high enough (especially with contents).