When understanding what is to be restored and what is to be ‘BER’ we must understand what the meanings of these are.
Restore – can the affected items in question be returned to their pre loss state? Insurers will not be expected to pay for items to be restored if any damage is not claim related.
BER – beyond economical restoration– is it costs effective to restore an item? Each insurer will have their own interpretation of this- costs to restore vs cost to replace.
We understand that not all items can be regarded as BER purely on monetary value, some personal items are priceless. We will always look to restore as best possible any cherishable items.
We have a network of specialists who can specifically deal with such items and have the professional knowledge to be able to validate them for insurers.
